All-In-One Retirement Calculator
Step 2: Computing Nest Egg Size and Monthly Saving Amount

The All-In-One Retirement calculator is easy to use. After you enter your annual expenses, savings and income numbers, the calculator computes the amount of money that you need to accumulate before you retire and the amount that you need to invest each month to achieve that nest egg.

The calculator adjusts your current expenses for inflation at three percent each year and grows your current savings and investments at six percent each year. Then, the calculator computes the amount of money that you need to accumulate in addition to any current retirement savings and future income. This additional money plus what you already have in saving and investment comprises your retirement nest egg.

Finally, the calculator determines the amount of money that you must save each month from now until you retire to give you the additional amount of money required to meet your nest egg goal.

If the amount of money you have already saved plus your expected retirement income meet or exceed your retirement expenses, you will not have to save any more money and the calculator will display zero amounts..

Using the All-In-One Retirement Calculator

Do not enter any dollar signs or commas in the input fields. Decimal points are permitted.

All-In-One Retirement Calculator
Current Annual Expenses:	$
Current Retirement Savings & Investments:	$
Annual Fixed Income at Retirement:	$
Annual Variable Income at Retirement:	$
Number of Years Before Retirement:

Calculator Results

Additional Money and Monthly Investment
Additional Money Required	Monthly Investment

The next table shows the balance of the nest egg at the beginning of your retirement and after 10 and 20 years of withdrawals. The calculator adjusts the current expenses for inflation at three percent each year, grows your current savings and investments at six percent each year and grows the variable income at three percent each year.

The calculator assumes that each year you withdraw from the next egg the amount of money not covered by your fixed and variable incomes.

Nest Egg Balance
Begin Year 1	After 10 Years	After 20 Years

Additional Calculators

You can see how fast you will draw down your nest egg given different inflation rates and rates of return on your investments with the Withdrawal Calculator.

Back to All-In-One Retirement Calculator: Compiling Your Expenses, Savings and Income Information.

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Posted March 21, 2008.

All-In-One Retirement Calculator Step 2: Computing Nest Egg Size and Monthly Saving Amount

Calculator Results

Additional Calculators

All-In-One Retirement Calculator
Step 2: Computing Nest Egg Size and Monthly Saving Amount