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Ordinary Annuity Calculator - Present Value

Use this calculator to determine the present value of an ordinary annuity which is a series of equal payments paid at the end of successive periods.

Ordinary Annuity Calculator - Present Value Calculator
Payment ($):
Discount Rate (%):
Number Payments:
Present Value
   Do not enter $ or % in any field.

Computational Notes:


The present value is computed using the following formula:

    PV = P * [(1 - (1 + r)^-n) / r]

Where:

PV = Present Value

P = Payment

r = Discount Rate / 100

n = Number Payments

Adjust the discount rate to reflect the interval between payments which typically are annual, semiannual, quarterly or monthly. For example, for a 6% annual discount rate, enter 6 for an annual interval. Enter 3 for a semiannual interval. Enter 1.5 for a quarterly interval. Enter .5 for a monthly interval.

The discount rate is the same for all payment periods.

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